Credit | Matter of Money

Credit

Credit Matters: Keys To Building Healthy Financial Relationships

By Alanna McCargo Credit is a critical and fundamental part of our nation’s financial economy and history. It is the trust that allows one party to provide resources to another party without...Read More

Remember Your Long-Term Financial Goals this Holiday Season

The holiday season is in full swing. People are shopping, spending, preparing, traveling and visiting. The holidays bring a feeling into the air that warms the heart and bring family and friends...Read More

Broken relationships: Consumer credit is out of balance

By Alanna McCargo Credit is a fundamental part of our financial picture. It involves trust, willingness and capacity to pay what you owe. Your ability to pay back what you borrowed – usually with...Read More

Black Economics: It’s a Matter of Fact; History Does Repeat Itself

By Alanna McCargo Martin Luther King, Jr said it best: “There is no gain without struggle.’ These words in the context of the current day should be a reminder of the past and inspiration for the...Read More

Real Barriers to Homeownership

New entrants to homeownership will need more financial education resources, training and financing programs to help navigate the process and become successful homeowners. First time homebuyers, millennials, new immigrants, minorities, women head of households are all projected to be the demographic types that will drive housing demand in the future. New focus, financial literacy programs, housing programs and credit access methods will be key to successfully serving the new housing market.

“If you get, GIVE. If you learn, TEACH.”

-Maya Angelou
4/4/28 – 5/28/14

Homeownership Advocacy: Affordable Housing Needs Your Voice & Support.

As a volunteer and advocate for Habitat for Humanity and its mission to make homeownership accessible to more families in need, I am sharing the below advocacy letter that everyone can send to their state and local representatives. Homeowners of the...Read More